I grew up in the northeast and spent much time on the west coast. Interests during my youth consisted of sports, education, girls and seeking adventure. I was afforded the opportunity to travel and took full advantage of it.

I am the father of 2 grown children who live in coastal NJ. They both graduated from College in May2020 and I'm hoping one or both may consider joining me here in Wilmington. My interests include outdoor recreation including everything from lounging on the beach and boating to Ice Hockey and Skiing. I have also built and or renovated 5 homes in the past 30 years.

I attended Siena College in Loudonville, NY graduating with a degree in Mathematics. Shortly after graduation I joined one of the top 3 insurance brokerage firms in their casualty actuarial department putting my education to work learning the sciences of rate making, loss projection, loss triangulation and present value analysis. After a short time, I was promoted to the brokerage division to train under senior leadership learning various insurance coverage's and forms. At that time I also went through the process of becoming a licensed insurance broker.

Over the past 35+ years I have spent time in various capacities in the insurance brokerage industry on both the retail and wholesale side including ownership in both.